Our services are provided based on the following terms and conditions, which together with our privacy policy govern our relationship with you:

• 1. The content provided in our services is for your general information and use only. It is subject to change without notice.


• 2. Neither we nor any third parties provide any warranty or guarantee as to the accuracy, timeliness, performance, completeness or suitability of the information and materials found or offered in our services for any particular purpose. You acknowledge that such information and materials may contain inaccuracies or errors and we expressly exclude liability for any such inaccuracies or errors to the fullest extent permitted by law.


• 3. Your use of any information or materials in our services is entirely at your own risk, for which we shall not be liable. It shall be your own responsibility to ensure that any information available through our services meet your specific requirements.


• 4. Our services contain methodologies and technologies that are protected by the U.S. and international patent laws.


• 5. Unauthorised use of our services may give rise to a claim for damages and/or be a criminal offence.


• 6. You own the content published or shared by you in our services. We reserve the right however to terminate your membership if any of such content is determined inappropriate or does not follow the common community standards.


• 7. Our services include links to other websites to provide further information. They do not signify that we endorse the website(s). We have no responsibility for the content of the linked website(s).


• 8. Your use of our services and any dispute arising out of such use of the services is subject to the laws of the United States of America.